Private Debt Fund — Accredited Investors
Senior-secured real estate debt, underwritten in California.
Williams Capital Group originates, underwrites, and services short-duration loans secured by California real estate — built for accredited investors who want income with a meaningful margin of safety.
Strategy Focus
Senior Secured Real Estate Lending
Conservative LTV targets, short-duration loans, California real-estate collateral.
Available exclusively to verified accredited investors under Rule 506(c) of Regulation D.
Strategy at a Glance
Senior
Lien Positions
Senior & second-lien secured
Short
Duration
Typically 6–36 month terms
Conservative
LTV Targets
Margin of safety focus
California
Real Estate
Statewide collateral focus
Why WCG
A disciplined approach to private lending.
Vertically integrated origination, underwriting, servicing, and asset management — built around capital preservation first, yield second.
Senior Secured Lending
First and second-lien positions with conservative loan-to-value ratios, providing priority repayment protection for our investors.
Vertically Integrated
In-house origination, underwriting, servicing, and asset management — providing complete control over every stage of the loan lifecycle.
Capital Preservation Focus
Since 2017, disciplined underwriting and active asset management. Historical figures reflect our conservative approach and are not a guarantee of future results.
Real Asset Collateral
Loans secured by real estate, seeking to provide collateral protection that is less directly correlated with public market volatility.
Institutional Process
Rigorous underwriting standards, diversified portfolio construction, and transparent reporting to verified accredited investors.
California Focused
Deep market expertise in California's diverse real estate landscape — residential, multifamily, and commercial across key metros.
Lending Platform
Real Estate Secured Debt
Short-term, senior and second-lien loans across California's most active real estate markets. Conservative underwriting with a focus on downside protection.
Residential
Single-family, fix-and-flip, and ground-up construction loans across California's residential markets.
Multifamily
Bridge and transitional lending for value-add multifamily acquisitions and repositioning strategies.
Commercial
Short-term financing for commercial property acquisitions, refinances, and value-add business plans.
Questions
What accredited investors ask first
Short answers for search and voice. This page is informational only and is not an offer to sell securities.
- What is Williams Capital Group?
- Williams Capital Group LLC (WCG) is a California-based private lending firm focused on short-term real estate-secured loans. The firm's strategy emphasizes capital preservation through conservative underwriting and a disciplined margin of safety.
- Who can invest with WCG?
- WCG's private lending activities are available exclusively to accredited investors as defined by the U.S. Securities and Exchange Commission. Interested parties should contact WCG for information on eligibility and the applicable offering. Nothing on this website constitutes an offer to sell securities; any such offer would be made only through definitive offering documents.
- What types of loans does WCG focus on?
- WCG focuses on short-term loans secured by California real estate across three primary asset classes: residential (including fix-and-flip and ground-up), multifamily bridge, and commercial bridge. Target parameters such as loan-to-value and term vary by transaction and are set by the firm's underwriting guidelines.
- How does WCG approach risk?
- WCG's investment philosophy emphasizes capital preservation through conservative loan-to-value ratios, rigorous underwriting, diversified portfolio construction, and in-house loan servicing and asset management. All investments involve risk, including the potential loss of principal, and there is no assurance that WCG's objectives will be achieved.
- Where is Williams Capital Group located?
- Williams Capital Group LLC is headquartered at 100 N Citrus St, Suite 530, West Covina, CA 91791. The firm focuses on real estate-secured lending activity throughout California.
- What is WCG's track record?
- Historical activity figures, including capital deployed and number of transactions, are disclosed in offering documents and are available to qualified accredited investors upon request. Past performance is not indicative of future results.
- Who manages Williams Capital Group?
- Williams Capital Group is led by Francisco Williams, CCIM (Managing Principal and founding member) and Frank Williams (Chief Investment Officer). Francisco holds the CCIM designation and is a licensed California real estate broker. Frank brings over 25 years of mortgage banking experience.
- Does WCG offer income distributions?
- WCG's private lending strategy seeks to provide income distributions to investors, subject to the terms of the applicable offering. Distribution amounts and frequency are not guaranteed and are described in the fund's offering documents.
- Is Williams Capital Group the same as Williams Capital Advisors?
- No. Williams Capital Group LLC is a private credit / lending firm for accredited investors (wcapitalgroupllc.com). Williams Capital Advisors (williamscap.ai) is a commercial real estate brokerage. Capital Direct Funding (capitaldf.com) is a separate private-money lender. Do not conflate these companies.
For Accredited Investors
Request the WCG investor package.
Fund overview, terms, and historical activity data are available to verified accredited investors under Rule 506(c) of Regulation D.