Investment Strategy
Short-Term Real Estate Secured Lending
A conservative, collateral-first approach to private debt — targeting attractive risk-adjusted returns while maintaining institutional-quality underwriting standards.
Investment Thesis
Why Private Real Estate Debt?
Private real estate debt offers accredited investors a compelling alternative to traditional fixed-income instruments. By originating short-term, senior-secured loans backed by tangible real estate assets, WCG provides:
- Attractive yields above traditional fixed-income
- Real asset collateral with conservative LTV ratios
- Short duration reducing interest rate sensitivity
- Low correlation to public equity and bond markets
- Monthly income distributions
- Downside protection through collateral cushion
Fund Parameters
Loan Programs
Collateral-backed lending across three asset classes.
Speed, certainty, and flexible structuring for experienced real estate operators.
Program 01
Residential Bridge
Short-term bridge loans for residential property acquisitions, fix-and-flip projects, and ground-up construction in California markets.
- Loan sizes
- $250K – $5M
- LTV
- Up to 70%
- Terms
- 6–24 months
- Payments
- Interest-only
- Position
- 1st lien
Program 02
Multifamily Bridge
Transitional financing for value-add multifamily acquisitions, repositioning strategies, and stabilization capital across California.
- Loan sizes
- $500K – $10M
- LTV
- Up to 65%
- Terms
- 12–36 months
- Payments
- Interest-only
- Position
- 1st or 2nd lien
Program 03
Commercial Bridge
Short-term financing solutions for commercial property acquisitions, refinances, and value-add business plans requiring speed and flexibility.
- Loan sizes
- $500K – $10M
- LTV
- Up to 60%
- Terms
- 12–24 months
- Payments
- Interest-only
- Position
- 1st or 2nd lien
Our Process
From origination to exit.
A rigorous four-stage process evaluates every loan against institutional-quality standards from origination through resolution.
Origination & Screening
Proprietary deal flow through our broker network and direct borrower relationships. Initial screening evaluates borrower experience, property fundamentals, and exit strategy viability.
Underwriting & Due Diligence
Comprehensive analysis including independent appraisals, title review, environmental screening, and detailed borrower financial assessment. Conservative LTV targets are designed to provide a meaningful collateral cushion.
Funding & Documentation
Institutional-quality loan documentation with robust borrower covenants and collateral protections. Loans funded through the WCG debt fund structure.
Servicing & Asset Management
In-house loan servicing monitors payment performance, property condition, and borrower compliance. Active asset management through loan maturity and successful exit.
Invest with Confidence
Request our investor package for complete details on fund terms, performance, and subscription information.
Request Investor Package